- Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
- Your vehicle, you, and your passengers will be transported to the nearest garage (within 20 miles) if your vehicle cannot be repaired within 60 minutes.
- If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
- Recovery of a trailer or caravan if attached to your vehicle.
- Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.
- Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.
Breakdown insurance For Driving Instructors
Get a quoteWhat is Driving Instructor Breakdown insurance?
As a Driving Instructor with a vehicle that is fundamental to your livelihood, you'll appreciate that whether as a result of a flat tyre, engine fault, or an electrical issue, breaking down on the road can be a nightmare.
Breakdown insurance could make that nightmare scenario a little more bearable by ensuring there’s a trained professional on hand to try to fix your vehicle and get you back on the road. Or, if repair isn't possible on the spot, you'll get transport to your home or the nearest garage.
With multiple levels of cover to choose from, you can find the right policy for your needs: from nationwide assistance to cover for trips to Europe.
Get a quoteWhat you need to know Breakdown Cover for Driving Instructors
Breakdown Insurance for Driving Instructors comes in multiple levels.
Find out more details here.
- Everything covered by the Standard Recovery policy but with additional nationwide recovery.
- Recovery of your vehicle if you are medically unfit to drive.
- Overnight accommodation or alternative travel as an alternative to recovery.
- All the same benefits as National Recovery plus help to repair your vehicle at home or within ¾ mile from home.
- Assistance provided both within the UK and Europe.
- Cover/benefits in the UK are the same as those under National Recovery.
Cover benefits in Europe:
- Help to repair your vehicle at the roadside.
- Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
- If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
- If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
- Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle.
- Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.
Our policy doesn't cover:
- Any breakdown that occurs within the first 48 hours from the start date of your policy, or before the vehicle was placed on cover or upgraded from a lower cover level.
- Any breakdown caused by failure to maintain the vehicle in a roadworthy condition, or assistance if the vehicle is untaxed or uninsured.
- Costs incurred in respect of a recovery further than 20 miles for Standard Recovery.
- Faults, or symptoms from faults, which you have not repaired or remedied where you have requested a callout from our roadside agent within the previous 28 days.
Other exclusions apply, see terms and conditions for full details.
Get a quoteSuitable For
- Driving instructors.
- Those with vehicles less than 15 years in age.
- People with light commercial vehicles less than 10 years in age.
Not Suitable For
- Those with vehicles weighing over 3,500kg.
- People driving a minibus, motorhome, horsebox or limousine.
- Those planning European trips exceeding 90 days.
Frequently Asked Questions
Breakdown insurance ensures that, if the vehicle you use for your driving instructor business breaks down, a trained professional will be sent out to get you back on the road or, if this is not possible, to transport you to your home (within 20 miles) or the nearest garage.
When it comes to our insurance policies, we hope you’ll never have the misfortune of needing to make a claim. But, if you do, Breakdown Insurance gives you peace of mind that you won’t have to pay a large sum of money out of your pocket if you do break down.
Typically, your regular car insurance doesn’t cover breakdown recovery. It generally only covers costs and compensation for damage or injury caused by an accident. You need to add breakdown cover to your policy to ensure your car will be repaired or recovered in the event of a breakdown.
Yes, our breakdown insurance does include replacement of punctured tyres, provided you are carrying your legally required spare.
Roadside assistance is a basic form of breakdown insurance that sends someone out to the scene of the breakdown to try to repair your vehicle.
No, our policy does not cover you for breakdowns that occur as a result of your vehicle being involved in an accident.
If you take out National Plus cover, you also receive Home Assist, which ensures help is sent to your home or within ¾ of your home address. Lower levels of cover will only assist you if you break down more than ¾ of a mile from your home.
If you have chosen cover European or European Plus cover levels, cover is provided in the countries listed under the definition of “Territorial Limits (Europe)” which can be found in the Definitions section at the end of the Policy Document.
With our policy, you can opt for a low or zero-excess option.
However, it's important to note that the cost of your excess will depend on the policy options you choose and if you opt for no excess this will increase your premiums.
Other cover for Driving Instructors
GAP insurance For Driving Instructors
If you're a driving instructor, GAP insurance minimises disruption to you and your pupils by assisting you to get back on the road sooner if your vehicle is written off as a result of incidents such as accident, fire, theft or flood. It covers the difference between your motor insurer's Total Loss valuation of your vehicle and either the original invoice price you paid for your vehicle or, if greater, the amount outstanding on finance at the time of claim.
Read more about GAP insurance for Driving Instructors
Scratch and Dent insurance For Driving Instructors
Scratches and dents don’t just make your car look unprofessional, they can also increase the risk of rust and reduce your vehicle’s resale value. With Scratch and Dent insurance for driving instructors, minor damage to your car’s bodywork can be repaired quickly and conveniently to keep your vehicle looking professional.
Read more about Scratch & Dent insurance for Driving InstructorsOther types of Breakdown insurance
Breakdown insurance For Taxi Drivers
There’s never a convenient time to break down, but if you use your vehicle for work, there’s additional pressure to make sure you’re back up and running as quickly as possible. Breakdown insurance for Taxi Drivers ensures that if you break down there’s a trained professional on hand to get you back on the road as quickly as possible.
Read more about Breakdown cover for Taxi Drivers
Breakdown insurance For Private Vehicles
You can’t guarantee that you won’t break down, but you can guarantee that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with our breakdown insurance, you get help with your vehicle when you need it most. If you break down, you can rest assured there’s a trained professional on hand to try to fix your car.
Read more about Breakdown cover for Private Vehicles